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3 Facts You Need to Know about Workers’ Compensation Claims It’s true that some jobs are more hazardous than others, but that doesn’t mean there’s a job that’s completely free from perils. Because all jobs have their own chances for accidents and injuries, workers are entitled to file for a workers’ compensation claim if they’re injured as a direct result of their job. Because not everyone knows how to file a workers’ compensation claim, the entire process can be very confusing and troubling for most. Speed up the process of filing a claim by taking note of these three important facts. 1. There is a Filing Period – Commonly, the filing period spans for a month after the injury, but that can change from state to state. Some states however require workers to file just days after the injury, and then there are some that can extend filing for up to two years after. If you’re confined in the hospital for your injuries and you have no other way to learn about the filing policy of your employer, have someone find the information for you. This way, you can prepare the necessary documents and start the process before it’s too late. The time factor is very important when it comes to the filing period for workers’ compensation claims because even your employer has deadlines for the paperwork they pass, so be sure to complete everything as early as possible. 2. Claims Aren’t Always Approved – Sometimes, employers will dispute your claim because they don’t believe it or simply because they don’t want to be made to pay. If you’re running after a deadline, this can be very problematic. To effectively prove your claim, be sure to have all the necessary records at the ready, including the hows and whys of your injuries and the treatment you received for them.
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3. Measuring Injuries and Their Cost – If your injuries need nothing more than a few stitches here and some bed rest, don’t expect your employer to have to pay for much more than just that. but if you sustained life long disabilities, if the injuries are extensive and life-altering, or if it will take a lot for you to heal from the injuries sustained, you should be able to get enough from your employer to cover the costs of the medical treatment as well as the lost salary you might incur. Be sure to talk to your lawyer to find out how much you should demand from the settlement to cover not just the expense of the injuries now but any money you might lose in the future because of them.
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File your workers’ compensation with ease and speed by making sure you apply these three tips. You might also want to hire a lawyer to help guide you through the process.