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A Quick Guide to Car Accident Laws Every state in the US has its own set of car accident laws. All of these different laws makes it hard for an individual to know what is at stake for them should they ever find themselves in an auto accident. Because every aspect of a car accident can have its own law and these laws can vary based on the state you are in, it is a good idea for you to hire an automobile accident attorney if you are ever in an accident. Often the laws that are most important for a car accident are the laws that deal with who is at fault for the accident. Some laws look at how much an individual can be to blame and sometimes they deal with how much can be rewarded for the damages of the accident. Other laws limit the compensation the victims of an accident can receive for their losses and damages. If you insist on filing your own accident claims, you will need to have an excellent understanding of the car accident laws in your state or the state in which the accident happened. Before you are in an accident you need to be aware that many states have laws that govern the minimum amount of auto insurance a drive must have. Depending on your state’s laws you could be in a lot of trouble if you get caught or get in an accident and you do not have insurance; you could even be in trouble if you are not at fault for the accident. Many insurance companies are well versed in the laws of each state and will be able to help get you signed up for the proper coverage; furthermore it is a good idea to stay up to date with the laws and how they affect your insurance.
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You might live in a state or regularly travel to a state that allows for “comparative negligence.” Laws such as these allow each driver to be compensated for a percentage of the loss no matter what driver was at fault. If the other party can prove that you are at fault in any way even if the other party was the main at fault party, you may have to pay damages. You need to check to see if you are covered for these situations in your auto insurance policy.
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Depending on the state where your accident occurred, you might have a time frame in which you will need to file your insurance claim. If you finding that you are having trouble finding any of the laws that you should be aware dealing with an accident you can do your own research on the internet or a library but it is probably a better idea that you speak with or even hire an accident attorney.